33 Gillingham DrBella VistaAR72715
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 33 Gillingham Dr, Bella Vista, AR, 72715 in Bella Vista is narrow, $104/mo net on $1,246/mo rent after the $841/mo debt service, but the property operates at break-even-plus, not a loss. At $187,000 with a 7.87% yield, the long-run equity case via 5% appreciation ($51,665 over five years) and $1,722/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.48 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $78,650.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.1% |
| Monthly Cash Flow | $104 | $420 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,246 |
| Total Monthly Debt Service | $1,050 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.29 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.29 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Darrel Donohew • Weichert REALTORS - The Griffin Company Springdale
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1306979
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