33 E Howell DrLakelandGA31635
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 33 E Howell Dr, Lakeland, GA, 31635 in Lakeland deserves attention. This $167,500 property earns $1,894/mo in rent, a 13.57% gross yield, and nets $874/mo after the $753/mo payment. DSCR 2.52 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $46,277 compounds alongside $1,543/yr in yearly equity build, for a total cumulative return of $119,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 5.5% |
| Monthly Cash Flow | $874 | $300 |
City averages based on Lakeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,894 |
| Total Monthly Debt Service | $953 |
| DSCR Ratio | 1.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31635, Lakeland, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,841 (100%) |
| Owner Occupied HU | 1,651 (58.1%) |
| Renter Occupied HU | 837 (29.5%) |
| Vacant Housing Units | 353 (12.4%) |
| Median Home Value | $177,265 |
| Average Home Value | $206,024 |
Housing Distribution
Address Breakdown
Residential
2,481
Single Family
2,423
Multi-Family
58
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31635, Lakeland, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,841 (100%) |
| Owner Occupied HU | 1,651 (58.1%) |
| Renter Occupied HU | 837 (29.5%) |
| Vacant Housing Units | 353 (12.4%) |
| Median Home Value | $177,265 |
| Average Home Value | $206,024 |
Housing Distribution
Address Breakdown
Residential
2,481
Single Family
2,423
Multi-Family
58
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices