33 Colonnade TerHiltonNY14468
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder33 Colonnade Ter, Hilton, NY, 14468 in Hilton is a stable, well-positioned rental at $435,000. Rental yield 7.74%. DSCR 1.43 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $120,182 in value and $4,006/yr in principal paydown builds equity, a total projected return of $139,627.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(430) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,804 |
| Total Monthly Debt Service | $3,062 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2012
4,356 sqft lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14468, Hilton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,782 (100%) |
| Owner Occupied HU | 6,190 (79.5%) |
| Renter Occupied HU | 1,238 (15.9%) |
| Vacant Housing Units | 354 ( 4.5%) |
| Median Home Value | $269,302 |
| Average Home Value | $315,376 |
Housing Distribution
Address Breakdown
Residential
7,631
Single Family
7,328
Multi-Family
303
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2012
4,356 sqft lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14468, Hilton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,782 (100%) |
| Owner Occupied HU | 6,190 (79.5%) |
| Renter Occupied HU | 1,238 (15.9%) |
| Vacant Housing Units | 354 ( 4.5%) |
| Median Home Value | $269,302 |
| Average Home Value | $315,376 |
Housing Distribution
Address Breakdown
Residential
7,631
Single Family
7,328
Multi-Family
303
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nunzio Salafia • RE/MAX Plus
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #R1619657
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