32935 260th St E #15LlanoCA93544
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow32935 260th St E #15, Llano, CA, 93544 in Llano is a top-tier cash-flow asset. At $130,000 it produces $2,881/mo in rent and $2,077/mo in net monthly income, a 26.6% gross rental yield. The DSCR of 4.92 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $24,924. Five-year appreciation adds $35,917, driving a total cumulative return of $182,957.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.6% | 8.0% |
| Monthly Cash Flow | $2,077 | $1,200 |
City averages based on Llano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,881 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 3.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
9.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93544, Llano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 622 (100%) |
| Owner Occupied HU | 401 (64.5%) |
| Renter Occupied HU | 123 (19.8%) |
| Vacant Housing Units | 98 (15.8%) |
| Median Home Value | $270,652 |
| Average Home Value | $409,065 |
Housing Distribution
Address Breakdown
Residential
415
Single Family
415
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
9.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93544, Llano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 622 (100%) |
| Owner Occupied HU | 401 (64.5%) |
| Renter Occupied HU | 123 (19.8%) |
| Vacant Housing Units | 98 (15.8%) |
| Median Home Value | $270,652 |
| Average Home Value | $409,065 |
Housing Distribution
Address Breakdown
Residential
415
Single Family
415
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices