329 Royal Oak DrMurphyTX75094
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 329 Royal Oak Dr, Murphy, TX, 75094 in Murphy earns a 9.48% gross yield at $494,500. Rent of $3,908/mo nets $338/mo after the $2,224/mo mortgage. The 1.76 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $136,621 and $4,554/yr in equity accumulation project a total cumulative return of $211,425.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $338 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,908 |
| Total Monthly Debt Service | $3,374 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
9,583 sqft lot
$N/A/sqft
$325 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75094, Plano, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,708 (100%) |
| Owner Occupied HU | 6,172 (92.0%) |
| Renter Occupied HU | 458 ( 6.8%) |
| Vacant Housing Units | 78 ( 1.2%) |
| Median Home Value | $550,078 |
| Average Home Value | $601,717 |
Housing Distribution
Address Breakdown
Residential
7,028
Single Family
6,872
Multi-Family
156
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
9,583 sqft lot
$N/A/sqft
$325 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75094, Plano, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,708 (100%) |
| Owner Occupied HU | 6,172 (92.0%) |
| Renter Occupied HU | 458 ( 6.8%) |
| Vacant Housing Units | 78 ( 1.2%) |
| Median Home Value | $550,078 |
| Average Home Value | $601,717 |
Housing Distribution
Address Breakdown
Residential
7,028
Single Family
6,872
Multi-Family
156
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices