328 S Norton StBostonGA31626
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 328 S Norton St, Boston, GA, 31626 in Boston. Priced at $150,000, it generates $2,311/mo in gross rent and $1,376/mo in net monthly cash flow, a 18.49% yield that comfortably supports the 3.43 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,515. Five-year appreciation: $41,442. Equity from principal paydown: $1,382/yr. Total projected cumulative return: $145,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.5% | 8.0% |
| Monthly Cash Flow | $1,376 | $300 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,311 |
| Total Monthly Debt Service | $875 |
| DSCR Ratio | 2.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31626, Boston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 1,030 (63.5%) |
| Renter Occupied HU | 350 (21.6%) |
| Vacant Housing Units | 241 (14.9%) |
| Median Home Value | $181,356 |
| Average Home Value | $225,107 |
Housing Distribution
Address Breakdown
Residential
1,258
Single Family
1,258
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31626, Boston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 1,030 (63.5%) |
| Renter Occupied HU | 350 (21.6%) |
| Vacant Housing Units | 241 (14.9%) |
| Median Home Value | $181,356 |
| Average Home Value | $225,107 |
Housing Distribution
Address Breakdown
Residential
1,258
Single Family
1,258
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices