328 Bias RdBranchLA70516
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 328 Bias Rd, Branch, LA, 70516 in Branch deserves attention. This $100,000 property earns $1,188/mo in rent, a 14.26% gross yield, and nets $569/mo after the $450/mo payment. DSCR 2.64 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $27,628 compounds alongside $921/yr in yearly equity build, for a total cumulative return of $74,489.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 5.0% |
| Monthly Cash Flow | $569 | $350 |
City averages based on Branch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,188 |
| Total Monthly Debt Service | $580 |
| DSCR Ratio | 2.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70516, Branch, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 542 (100%) |
| Owner Occupied HU | 417 (76.9%) |
| Renter Occupied HU | 73 (13.5%) |
| Vacant Housing Units | 52 ( 9.6%) |
| Median Home Value | $186,141 |
| Average Home Value | $207,518 |
Housing Distribution
Address Breakdown
Residential
549
Single Family
549
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70516, Branch, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 542 (100%) |
| Owner Occupied HU | 417 (76.9%) |
| Renter Occupied HU | 73 (13.5%) |
| Vacant Housing Units | 52 ( 9.6%) |
| Median Home Value | $186,141 |
| Average Home Value | $207,518 |
Housing Distribution
Address Breakdown
Residential
549
Single Family
549
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices