3277 Bay StUnionvilleMI48767
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3277 Bay St, Unionville, MI, 48767 in Unionville hard to pass up. The 23.65% gross yield on a $109,900 purchase results in $2,166/mo in rent and $1,426/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.38). Annual cash flow of $17,113, five-year appreciation of $30,363, and $1,012/yr in equity build-up combine for a projected total cumulative return of $133,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.7% | 8.0% |
| Monthly Cash Flow | $1,426 | $350 |
City averages based on Unionville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,166 |
| Total Monthly Debt Service | $696 |
| DSCR Ratio | 3.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices