327 El Serena #119MartinezCA94553
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 327 El Serena #119, Martinez, CA, 94553 in Martinez hard to pass up. The 21.82% gross yield on a $265,000 purchase results in $4,818/mo in rent and $3,179/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.04). Annual cash flow of $38,144, five-year appreciation of $73,215, and $2,441/yr in equity build-up combine for a projected total cumulative return of $305,023.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.8% | 6.5% |
| Monthly Cash Flow | $3,179 | $300 |
City averages based on Martinez market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,818 |
| Total Monthly Debt Service | $1,534 |
| DSCR Ratio | 3.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94553, Martinez, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,001 (100%) |
| Owner Occupied HU | 13,368 (66.8%) |
| Renter Occupied HU | 5,906 (29.5%) |
| Vacant Housing Units | 727 ( 3.6%) |
| Median Home Value | $816,989 |
| Average Home Value | $866,436 |
Housing Distribution
Address Breakdown
Residential
19,982
Single Family
17,581
Multi-Family
2,401
Businesses
1,659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94553, Martinez, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,001 (100%) |
| Owner Occupied HU | 13,368 (66.8%) |
| Renter Occupied HU | 5,906 (29.5%) |
| Vacant Housing Units | 727 ( 3.6%) |
| Median Home Value | $816,989 |
| Average Home Value | $866,436 |
Housing Distribution
Address Breakdown
Residential
19,982
Single Family
17,581
Multi-Family
2,401
Businesses
1,659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices