326 Riverside DrSmithtonPA15479
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 326 Riverside Dr, Smithton, PA, 15479 in Smithton hard to pass up. The 20.89% gross yield on a $110,000 purchase results in $1,915/mo in rent and $1,194/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.87). Annual cash flow of $14,333, five-year appreciation of $30,391, and $1,013/yr in equity build-up combine for a projected total cumulative return of $118,729.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.9% | 6.2% |
| Monthly Cash Flow | $1,194 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,915 |
| Total Monthly Debt Service | $677 |
| DSCR Ratio | 2.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,926 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15479, Smithton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,052 (100%) |
| Owner Occupied HU | 794 (75.5%) |
| Renter Occupied HU | 151 (14.4%) |
| Vacant Housing Units | 107 (10.2%) |
| Median Home Value | $286,325 |
| Average Home Value | $341,678 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,926 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15479, Smithton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,052 (100%) |
| Owner Occupied HU | 794 (75.5%) |
| Renter Occupied HU | 151 (14.4%) |
| Vacant Housing Units | 107 (10.2%) |
| Median Home Value | $286,325 |
| Average Home Value | $341,678 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices