3258 S 6320 WWest Valley CityUT84128
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3258 S 6320 W, West Valley City, UT, 84128 in West Valley City at $566,900 earns $3,409/mo in rent and nets $87/mo after the $2,549/mo payment, a 7.22% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $156,624 over five years. Ziffy Mortgage underwrites this on a 1.34 DSCR without U.S. credit history. With $5,221/yr in principal paydown, total projected return reaches $219,707.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.8% |
| Monthly Cash Flow | $87 | $1,250 |
City averages based on West Valley City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,409 |
| Total Monthly Debt Service | $3,097 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84128, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,484 (100%) |
| Owner Occupied HU | 7,127 (84.0%) |
| Renter Occupied HU | 1,253 (14.8%) |
| Vacant Housing Units | 104 ( 1.2%) |
| Median Home Value | $510,636 |
| Average Home Value | $588,218 |
Housing Distribution
Address Breakdown
Residential
8,313
Single Family
8,191
Multi-Family
122
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84128, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,484 (100%) |
| Owner Occupied HU | 7,127 (84.0%) |
| Renter Occupied HU | 1,253 (14.8%) |
| Vacant Housing Units | 104 ( 1.2%) |
| Median Home Value | $510,636 |
| Average Home Value | $588,218 |
Housing Distribution
Address Breakdown
Residential
8,313
Single Family
8,191
Multi-Family
122
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices