3255 Marine RdCummingGA30041
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 3255 Marine Rd, Cumming, GA, 30041 in Cumming delivers $2,464/mo in gross rent and $270/mo in net monthly income at a $360,000 entry. The 8.21% yield and 1.52 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $99,461 over five years and $3,316/yr in equity from loan paydown, total projected return is $153,759.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.5% |
| Monthly Cash Flow | $270 | $300 |
City averages based on Cumming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,464 |
| Total Monthly Debt Service | $2,050 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30041, Cumming, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,804 (100%) |
| Owner Occupied HU | 22,503 (78.1%) |
| Renter Occupied HU | 5,055 (17.5%) |
| Vacant Housing Units | 1,246 ( 4.3%) |
| Median Home Value | $609,272 |
| Average Home Value | $640,355 |
Housing Distribution
Address Breakdown
Residential
28,101
Single Family
26,191
Multi-Family
1,910
Businesses
1,454
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30041, Cumming, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,804 (100%) |
| Owner Occupied HU | 22,503 (78.1%) |
| Renter Occupied HU | 5,055 (17.5%) |
| Vacant Housing Units | 1,246 ( 4.3%) |
| Median Home Value | $609,272 |
| Average Home Value | $640,355 |
Housing Distribution
Address Breakdown
Residential
28,101
Single Family
26,191
Multi-Family
1,910
Businesses
1,454
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Serena Roe • Homesouth Residential Incorporated
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7598289
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