32505 Midsummer Night LnWesley ChapelFL33543
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 32505 Midsummer Night Ln, Wesley Chapel, FL, 33543 in Wesley Chapel, $356,990, 9.28% gross yield, $191/mo net income. Consider it a market-entry position, the $2,760/mo rent covers the $1,605/mo payment with a margin, and 5%/yr appreciation is projected to add $98,630 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.72) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $161,278.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $191 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $2,227 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Stellar MLS
Mls ID: #TB8480688