3250 W 1075 NLaytonUT84041
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 3250 W 1075 N, Layton, UT, 84041 in Layton at $650,000. Rental yield 6.06%. The 6.06% yield and 1.12 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $179,583 by year five, and $5,987/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $211,523.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.8% |
| Monthly Cash Flow | $(547) | $1,850 |
City averages based on Layton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,281 |
| Total Monthly Debt Service | $3,551 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices