325 Willow CvLizellaGA31052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 325 Willow Cv, Lizella, GA, 31052 in Lizella hard to pass up. The 10.8% gross yield on a $348,000 purchase results in $3,133/mo in rent and $984/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.00). Annual cash flow of $11,807, five-year appreciation of $96,146, and $3,205/yr in equity build-up combine for a projected total cumulative return of $195,226.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $984 | $1,200 |
City averages based on Lizella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,133 |
| Total Monthly Debt Service | $2,011 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31052, Lizella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,758 (100%) |
| Owner Occupied HU | 3,084 (82.1%) |
| Renter Occupied HU | 452 (12.0%) |
| Vacant Housing Units | 222 ( 5.9%) |
| Median Home Value | $277,756 |
| Average Home Value | $324,331 |
Housing Distribution
Address Breakdown
Residential
3,597
Single Family
3,597
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31052, Lizella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,758 (100%) |
| Owner Occupied HU | 3,084 (82.1%) |
| Renter Occupied HU | 452 (12.0%) |
| Vacant Housing Units | 222 ( 5.9%) |
| Median Home Value | $277,756 |
| Average Home Value | $324,331 |
Housing Distribution
Address Breakdown
Residential
3,597
Single Family
3,597
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices