325 S Harwood StOrangeCA92866
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow325 S Harwood St, Orange, CA, 92866 in Orange earns its strong cash-flow label: 13.35% yield, $10,387/mo rent, $4,609/mo net income, DSCR 2.47. The $934,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $258,047 by year five. Combined with $8,602/yr in principal paydown, total projected return reaches $650,741.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 5.2% |
| Monthly Cash Flow | $4,609 | $1,200 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,387 |
| Total Monthly Debt Service | $5,406 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92866, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,158 (100%) |
| Owner Occupied HU | 2,131 (34.6%) |
| Renter Occupied HU | 3,769 (61.2%) |
| Vacant Housing Units | 258 ( 4.2%) |
| Median Home Value | $948,997 |
| Average Home Value | $1,112,473 |
Housing Distribution
Address Breakdown
Residential
5,938
Single Family
4,702
Multi-Family
1,236
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92866, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,158 (100%) |
| Owner Occupied HU | 2,131 (34.6%) |
| Renter Occupied HU | 3,769 (61.2%) |
| Vacant Housing Units | 258 ( 4.2%) |
| Median Home Value | $948,997 |
| Average Home Value | $1,112,473 |
Housing Distribution
Address Breakdown
Residential
5,938
Single Family
4,702
Multi-Family
1,236
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices