32415 Dickerson Rd, Whitmore, CA, 96096 | $1,034/mo Cash Flow

Recently Sold

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Whitmore at 32415 Dickerson Rd, Whitmore, CA, 96096 offers a 12.22% rental yield on a $285,000 purchase with $2,902/mo rent. Total monthly income registers $2,902/mo, and a $1,395/mo payment leaves $1,034/mo available for distribution. Annual cash flow reaches $12,407/yr on $94,478 to close, and return on cash invested stands at 33.04% in year one. Equity gained on principal adds $1,839/yr while 5% annual appreciation supports $78,740 over five years. Portfolio math shows five-year ROI at 173.74% and total cumulative return in cash at $164,142. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,902/mo property income against a $1,395/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1998

40.96 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96096, Whitmore, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	395 (100%)
Owner Occupied HU	277 (70.1%)
Renter Occupied HU	48 (12.2%)
Vacant Housing Units	70 (17.7%)
Median Home Value	$508,013
Average Home Value	$593,493