3240 Curtis RdBirch RunMI48415
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3240 Curtis Rd, Birch Run, MI, 48415 in Birch Run is a top-tier cash-flow asset. At $254,000 it produces $3,044/mo in rent and $1,369/mo in net monthly income, a 14.38% gross rental yield. The DSCR of 2.67 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $16,433. Five-year appreciation adds $70,176, driving a total cumulative return of $184,915.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 9.0% |
| Monthly Cash Flow | $1,369 | $800 |
City averages based on Birch Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,044 |
| Total Monthly Debt Service | $1,574 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48415, Birch Run, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,847 (100%) |
| Owner Occupied HU | 3,049 (79.3%) |
| Renter Occupied HU | 572 (14.9%) |
| Vacant Housing Units | 226 ( 5.9%) |
| Median Home Value | $228,437 |
| Average Home Value | $273,805 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,627
Multi-Family
109
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48415, Birch Run, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,847 (100%) |
| Owner Occupied HU | 3,049 (79.3%) |
| Renter Occupied HU | 572 (14.9%) |
| Vacant Housing Units | 226 ( 5.9%) |
| Median Home Value | $228,437 |
| Average Home Value | $273,805 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,627
Multi-Family
109
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices