324 Still River RdHarvardMA01451
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 324 Still River Rd, Harvard, MA, 01451 in Harvard at $1,890,000, 3.73% gross yield, is a market-growth asset. Rental yield 3.73%. The $5,878/mo rent partially funds the $8,499/mo debt service; the core return is the 5%/yr price growth projected to add $522,172 over five years. Ziffy Mortgage's DSCR mortgage (0.69) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $329,279.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 7.0% |
| Monthly Cash Flow | $(6,035) | $1,200 |
City averages based on Harvard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,878 |
| Total Monthly Debt Service | $11,160 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
9.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01451, Harvard, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,185 (100%) |
| Owner Occupied HU | 1,884 (86.2%) |
| Renter Occupied HU | 189 ( 8.6%) |
| Vacant Housing Units | 112 ( 5.1%) |
| Median Home Value | $811,567 |
| Average Home Value | $914,433 |
Housing Distribution
Address Breakdown
Residential
1,960
Single Family
1,895
Multi-Family
65
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
9.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01451, Harvard, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,185 (100%) |
| Owner Occupied HU | 1,884 (86.2%) |
| Renter Occupied HU | 189 ( 8.6%) |
| Vacant Housing Units | 112 ( 5.1%) |
| Median Home Value | $811,567 |
| Average Home Value | $914,433 |
Housing Distribution
Address Breakdown
Residential
1,960
Single Family
1,895
Multi-Family
65
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices