324 S Main StWintervilleGA30683
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 324 S Main St, Winterville, GA, 30683 in Winterville hard to pass up. The 10.02% gross yield on a $829,000 purchase results in $6,924/mo in rent and $1,879/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.86). Annual cash flow of $22,543, five-year appreciation of $229,037, and $7,635/yr in equity build-up combine for a projected total cumulative return of $434,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $1,879 | $400 |
City averages based on Winterville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,924 |
| Total Monthly Debt Service | $4,716 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1886
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30683, Winterville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,161 (100%) |
| Owner Occupied HU | 2,236 (70.7%) |
| Renter Occupied HU | 771 (24.4%) |
| Vacant Housing Units | 154 ( 4.9%) |
| Median Home Value | $283,520 |
| Average Home Value | $321,317 |
Housing Distribution
Address Breakdown
Residential
3,135
Single Family
3,135
Multi-Family
0
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1886
1.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30683, Winterville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,161 (100%) |
| Owner Occupied HU | 2,236 (70.7%) |
| Renter Occupied HU | 771 (24.4%) |
| Vacant Housing Units | 154 ( 4.9%) |
| Median Home Value | $283,520 |
| Average Home Value | $321,317 |
Housing Distribution
Address Breakdown
Residential
3,135
Single Family
3,135
Multi-Family
0
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices