324 1st AveAultCO80610
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 324 1st Ave, Ault, CO, 80610 in Ault. Priced at $375,000, it generates $5,400/mo in gross rent and $3,215/mo in net monthly cash flow, a 17.28% yield that comfortably supports the 3.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $38,575. Five-year appreciation: $103,606. Equity from principal paydown: $3,454/yr. Total projected cumulative return: $348,476.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 5.0% |
| Monthly Cash Flow | $3,215 | $300 |
City averages based on Ault market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $2,036 |
| DSCR Ratio | 2.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80610, Ault, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,797 (100%) |
| Owner Occupied HU | 1,413 (78.6%) |
| Renter Occupied HU | 315 (17.5%) |
| Vacant Housing Units | 69 ( 3.8%) |
| Median Home Value | $549,210 |
| Average Home Value | $615,437 |
Housing Distribution
Address Breakdown
Residential
1,182
Single Family
1,182
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80610, Ault, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,797 (100%) |
| Owner Occupied HU | 1,413 (78.6%) |
| Renter Occupied HU | 315 (17.5%) |
| Vacant Housing Units | 69 ( 3.8%) |
| Median Home Value | $549,210 |
| Average Home Value | $615,437 |
Housing Distribution
Address Breakdown
Residential
1,182
Single Family
1,182
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices