3235 Sugar Creek DrSearcyAR72143
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3235 Sugar Creek Dr, Searcy, AR, 72143 in Searcy. At $345,000 it earns $2,417/mo in rent and distributes $328/mo to the owner after the $1,551/mo payment, a consistent 8.41% yield. DSCR 1.56 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $95,317 in value; $3,177/yr in principal paydown compounds ownership stake. Total projected return: $151,773.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.1% |
| Monthly Cash Flow | $328 | $350 |
City averages based on Searcy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,417 |
| Total Monthly Debt Service | $1,952 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.30 Acres lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72143, Searcy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,481 (100%) |
| Owner Occupied HU | 8,891 (57.4%) |
| Renter Occupied HU | 4,950 (32.0%) |
| Vacant Housing Units | 1,640 (10.6%) |
| Median Home Value | $215,433 |
| Average Home Value | $276,449 |
Housing Distribution
Address Breakdown
Residential
15,047
Single Family
13,515
Multi-Family
1,532
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.30 Acres lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72143, Searcy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,481 (100%) |
| Owner Occupied HU | 8,891 (57.4%) |
| Renter Occupied HU | 4,950 (32.0%) |
| Vacant Housing Units | 1,640 (10.6%) |
| Median Home Value | $215,433 |
| Average Home Value | $276,449 |
Housing Distribution
Address Breakdown
Residential
15,047
Single Family
13,515
Multi-Family
1,532
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandy LaFantasie • RE/MAX Advantage
Mls Name: CARMLS
Mls Provider:
Mls ID: #25027559
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.