3234 Valley PlSauquoitNY13456
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3234 Valley Pl, Sauquoit, NY, 13456 in Sauquoit is a top-tier cash-flow asset. At $209,500 it produces $3,420/mo in rent and $2,021/mo in net monthly income, a 19.59% gross rental yield. The DSCR of 3.63 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $24,252. Five-year appreciation adds $57,881, driving a total cumulative return of $209,986.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 6.2% |
| Monthly Cash Flow | $2,021 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $1,316 |
| DSCR Ratio | 2.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
5,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13456, Sauquoit, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,765 (100%) |
| Owner Occupied HU | 1,346 (76.3%) |
| Renter Occupied HU | 334 (18.9%) |
| Vacant Housing Units | 85 ( 4.8%) |
| Median Home Value | $274,000 |
| Average Home Value | $271,911 |
Housing Distribution
Address Breakdown
Residential
1,580
Single Family
1,580
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
5,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13456, Sauquoit, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,765 (100%) |
| Owner Occupied HU | 1,346 (76.3%) |
| Renter Occupied HU | 334 (18.9%) |
| Vacant Housing Units | 85 ( 4.8%) |
| Median Home Value | $274,000 |
| Average Home Value | $271,911 |
Housing Distribution
Address Breakdown
Residential
1,580
Single Family
1,580
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices