3232 Orchard Hill RdBonitaCA91902
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3232 Orchard Hill Rd, Bonita, CA, 91902 in Bonita earns a 8.8% gross yield at $1,100,000. Rent of $8,069/mo nets $1,264/mo after the $4,946/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $303,910 and $10,131/yr in equity accumulation project a total cumulative return of $498,479.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.2% |
| Monthly Cash Flow | $1,264 | $1,500 |
City averages based on Bonita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,069 |
| Total Monthly Debt Service | $6,367 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91902, Bonita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,202 (100%) |
| Owner Occupied HU | 4,630 (74.7%) |
| Renter Occupied HU | 1,325 (21.4%) |
| Vacant Housing Units | 247 ( 4.0%) |
| Median Home Value | $943,750 |
| Average Home Value | $1,048,613 |
Housing Distribution
Address Breakdown
Residential
6,096
Single Family
5,496
Multi-Family
600
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91902, Bonita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,202 (100%) |
| Owner Occupied HU | 4,630 (74.7%) |
| Renter Occupied HU | 1,325 (21.4%) |
| Vacant Housing Units | 247 ( 4.0%) |
| Median Home Value | $943,750 |
| Average Home Value | $1,048,613 |
Housing Distribution
Address Breakdown
Residential
6,096
Single Family
5,496
Multi-Family
600
Businesses
252
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices