3231 Furlong WayGothaFL34734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3231 Furlong Way, Gotha, FL, 34734 in Gotha at $605,000 earns $4,092/mo in rent and nets $24/mo after the $2,720/mo payment, a 8.12% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $167,150 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $5,572/yr in principal paydown, total projected return reaches $232,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $24 | $1,200 |
City averages based on Gotha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,092 |
| Total Monthly Debt Service | $3,827 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
10,357 sqft lot
$N/A/sqft
$53 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34734, Gotha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,356 (100%) |
| Owner Occupied HU | 858 (36.4%) |
| Renter Occupied HU | 1,311 (55.6%) |
| Vacant Housing Units | 187 ( 7.9%) |
| Median Home Value | $468,559 |
| Average Home Value | $612,640 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
10,357 sqft lot
$N/A/sqft
$53 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34734, Gotha, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,356 (100%) |
| Owner Occupied HU | 858 (36.4%) |
| Renter Occupied HU | 1,311 (55.6%) |
| Vacant Housing Units | 187 ( 7.9%) |
| Median Home Value | $468,559 |
| Average Home Value | $612,640 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liz Boyce • CHARLES RUTENBERG REALTY ORLANDO
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #O6315524
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