3231 32nd AveSacramentoCA95824
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 3231 32nd Ave, Sacramento, CA, 95824 in Sacramento offers a clean, manageable entry. Rental yield 7.03%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $112,999 in additional property value over five years, with $3,767/yr in principal equity building ownership stake. Total projected cumulative return: $146,461.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 4.8% |
| Monthly Cash Flow | $(134) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,396 |
| Total Monthly Debt Service | $2,367 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices