3230 Cumberland Rd APT 39, Ocean Springs, MS, 39564 | $254/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ocean Springs at 3230 Cumberland Rd APT 39, Ocean Springs, MS, 39564 uses $44,719 cash to close to unlock $3,045/yr annual cash flow and $254/mo monthly cash flow. Total monthly income runs $1,079/mo, and a $660/mo payment keeps the spread at $254/mo. Purchase price stands at $134,900, and rental yield measures 9.6% with $1,079/mo rent. Return on cash invested shows 26.72% in year one, and 5% annual appreciation builds toward $37,270 over five years. Five-year ROI reaches 139.28% and total cumulative return in cash records $62,285. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,079/mo property income covering a $660/mo payment rather than investor’s personal income.

Single Family

Built in 1972

N/A lot

$N/A/sqft

No HOA