323 Mount McCauley Way KingWilliamVA23009
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 323 Mount McCauley Way King, William, VA, 23009 in William at $286,043 earns $2,040/mo in rent and nets $155/mo after the $1,286/mo payment, a 8.56% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $79,028 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $2,634/yr in principal paydown, total projected return reaches $118,997.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $155 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $1,771 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23009, Aylett, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,514 (100%) |
| Owner Occupied HU | 2,937 (83.6%) |
| Renter Occupied HU | 429 (12.2%) |
| Vacant Housing Units | 148 ( 4.2%) |
| Median Home Value | $321,593 |
| Average Home Value | $336,692 |
Housing Distribution
Address Breakdown
Residential
3,342
Single Family
3,342
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23009, Aylett, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,514 (100%) |
| Owner Occupied HU | 2,937 (83.6%) |
| Renter Occupied HU | 429 (12.2%) |
| Vacant Housing Units | 148 ( 4.2%) |
| Median Home Value | $321,593 |
| Average Home Value | $336,692 |
Housing Distribution
Address Breakdown
Residential
3,342
Single Family
3,342
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nikki Axman • Providence Hill Real Estate
Mls Name: CVRMLS
Mls Provider:
Mls ID: #2511284
Disclaimer: All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are 2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.