3228 Diamond StPhiladelphiaPA19121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3228 Diamond St, Philadelphia, PA, 19121 in Philadelphia. Priced at $166,500, it generates $2,105/mo in gross rent and $1,014/mo in net monthly cash flow, a 15.17% yield that comfortably supports the 2.81 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,165. Five-year appreciation: $46,001. Equity from principal paydown: $1,533/yr. Total projected cumulative return: $128,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 5.8% |
| Monthly Cash Flow | $1,014 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,105 |
| Total Monthly Debt Service | $1,025 |
| DSCR Ratio | 2.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1923
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19121, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,411 (100%) |
| Owner Occupied HU | 4,668 (21.8%) |
| Renter Occupied HU | 13,058 (61.0%) |
| Vacant Housing Units | 3,685 (17.2%) |
| Median Home Value | $279,940 |
| Average Home Value | $308,210 |
Housing Distribution
Address Breakdown
Residential
19,838
Single Family
14,715
Multi-Family
5,123
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1923
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19121, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,411 (100%) |
| Owner Occupied HU | 4,668 (21.8%) |
| Renter Occupied HU | 13,058 (61.0%) |
| Vacant Housing Units | 3,685 (17.2%) |
| Median Home Value | $279,940 |
| Average Home Value | $308,210 |
Housing Distribution
Address Breakdown
Residential
19,838
Single Family
14,715
Multi-Family
5,123
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A