3228 Arrowhead StCopperopolisCA95228
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3228 Arrowhead St, Copperopolis, CA, 95228 in Copperopolis. Priced at $100,000, it generates $1,535/mo in gross rent and $893/mo in net monthly cash flow, a 18.42% yield that comfortably supports the 3.41 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,721. Five-year appreciation: $27,628. Equity from principal paydown: $921/yr. Total projected cumulative return: $95,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.4% | 6.5% |
| Monthly Cash Flow | $893 | $200 |
City averages based on Copperopolis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,535 |
| Total Monthly Debt Service | $602 |
| DSCR Ratio | 2.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.60 Acres lot
$N/A/sqft
$273 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95228, Copperopolis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,141 (100%) |
| Owner Occupied HU | 1,763 (56.1%) |
| Renter Occupied HU | 358 (11.4%) |
| Vacant Housing Units | 1,020 (32.5%) |
| Median Home Value | $528,036 |
| Average Home Value | $594,377 |
Housing Distribution
Address Breakdown
Residential
2,245
Single Family
2,117
Multi-Family
128
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.60 Acres lot
$N/A/sqft
$273 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95228, Copperopolis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,141 (100%) |
| Owner Occupied HU | 1,763 (56.1%) |
| Renter Occupied HU | 358 (11.4%) |
| Vacant Housing Units | 1,020 (32.5%) |
| Median Home Value | $528,036 |
| Average Home Value | $594,377 |
Housing Distribution
Address Breakdown
Residential
2,245
Single Family
2,117
Multi-Family
128
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alicia Somersille • Meridian Estates Inc.
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224111348
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.