3225 W 18th StPuebloCO81003
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 3225 W 18th St, Pueblo, CO, 81003 in Pueblo: $2,458/mo in rent, $568/mo in net income, 9.22% gross yield, 1.71 DSCR, all at $319,980. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $88,405 in appreciation and $2,947/yr in principal paydown projects total cumulative return of $159,025.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 12.0% |
| Monthly Cash Flow | $568 | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,458 |
| Total Monthly Debt Service | $1,737 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
6,403 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81003, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,633 (100%) |
| Owner Occupied HU | 2,774 (41.8%) |
| Renter Occupied HU | 3,289 (49.6%) |
| Vacant Housing Units | 570 ( 8.6%) |
| Median Home Value | $235,000 |
| Average Home Value | $281,583 |
Housing Distribution
Address Breakdown
Residential
6,047
Single Family
5,430
Multi-Family
617
Businesses
1,115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
6,403 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81003, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,633 (100%) |
| Owner Occupied HU | 2,774 (41.8%) |
| Renter Occupied HU | 3,289 (49.6%) |
| Vacant Housing Units | 570 ( 8.6%) |
| Median Home Value | $235,000 |
| Average Home Value | $281,583 |
Housing Distribution
Address Breakdown
Residential
6,047
Single Family
5,430
Multi-Family
617
Businesses
1,115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices