3225 Canal StSaint CharlesMO63301
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3225 Canal St, Saint Charles, MO, 63301 in Saint Charles is a top-tier cash-flow asset. At $141,683 it produces $1,714/mo in rent and $702/mo in net monthly income, a 14.51% gross rental yield. The DSCR of 2.69 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,427. Five-year appreciation adds $39,144, driving a total cumulative return of $99,577.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 5.8% |
| Monthly Cash Flow | $702 | $420 |
City averages based on Saint Charles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,714 |
| Total Monthly Debt Service | $955 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 2005
871 sqft lot
$N/A/sqft
$95 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 2005
871 sqft lot
$N/A/sqft
$95 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A