3222 Heights DrCameron ParkCA95682
INVESTMENT ANALYSIS
Investment Verdict
Solid Income3222 Heights Dr, Cameron Park, CA, 95682 in Cameron Park is a solid income-producing rental, 8.82% gross yield, $2,940/mo rent, $466/mo net cash flow on a $400,000 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $110,513 and $3,684/yr in principal reduction project a total cumulative return of $181,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $466 | $300 |
City averages based on Cameron Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,940 |
| Total Monthly Debt Service | $2,315 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Altvatter • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225115720