3221 E Stoney Corners RdMc BainMI49657
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3221 E Stoney Corners Rd, Mc Bain, MI, 49657 in Mc Bain is a top-tier cash-flow asset. At $549,900 it produces $5,754/mo in rent and $2,128/mo in net monthly income, a 12.56% gross rental yield. The DSCR of 2.33 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $25,532. Five-year appreciation adds $151,927, driving a total cumulative return of $346,425.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.0% |
| Monthly Cash Flow | $2,128 | $500 |
City averages based on Mc Bain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,754 |
| Total Monthly Debt Service | $3,408 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49657, Mc Bain, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,530 (100%) |
| Owner Occupied HU | 1,140 (74.5%) |
| Renter Occupied HU | 208 (13.6%) |
| Vacant Housing Units | 182 (11.9%) |
| Median Home Value | $185,563 |
| Average Home Value | $246,134 |
Housing Distribution
Address Breakdown
Residential
1,299
Single Family
1,259
Multi-Family
40
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49657, Mc Bain, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,530 (100%) |
| Owner Occupied HU | 1,140 (74.5%) |
| Renter Occupied HU | 208 (13.6%) |
| Vacant Housing Units | 182 (11.9%) |
| Median Home Value | $185,563 |
| Average Home Value | $246,134 |
Housing Distribution
Address Breakdown
Residential
1,299
Single Family
1,259
Multi-Family
40
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices