322 Torito LnDiamond BarCA91765
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 322 Torito Ln, Diamond Bar, CA, 91765 in Diamond Bar speaks for itself: 10.65% gross on a $658,000 price, generating $5,838/mo in rent and $1,453/mo in net income after the $2,959/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,433 stacks alongside $181,793 in projected five-year appreciation and $6,060/yr in principal reduction. Projected total cumulative return: $344,362.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.5% |
| Monthly Cash Flow | $1,453 | $200 |
City averages based on Diamond Bar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,838 |
| Total Monthly Debt Service | $4,123 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
7,113 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1995
7,113 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices