322 Semoia Ln, Ridgeland, MS, 39157 | $1,198/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ridgeland at 322 Semoia Ln, Ridgeland, MS, 39157 with 5% annual appreciation on a $299,000 basis while $3,056/mo rent supports operations. Total monthly income totals $3,056/mo and a $1,463/mo payment preserves $1,198/mo for cash returns. Annual cash flow comes to $14,380/yr on $99,119 deployed, and return on cash invested reaches 34.42% in year one. Equity gained on principal adds $1,929/yr, and five-year appreciation sums $82,608 alongside rental yield of 12.26%. Five-year ROI measures 180.7% and total cumulative return in cash totals $179,110.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,056/mo property income versus a $1,463/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2002

0.46 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39157, Ridgeland, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,325 (100%)
Owner Occupied HU	6,666 (50.0%)
Renter Occupied HU	4,946 (37.1%)
Vacant Housing Units	1,713 (12.9%)
Median Home Value	$304,802
Average Home Value	$405,648