322 Pone StToneyAL35773








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Toney at 322 Pone St, Toney, AL, 35773 priced at $284,099 pairs $2,095/mo rent with $470/mo cash flow after a $1,391/mo payment. Total monthly income equals $2,095/mo, and annual cash flow comes to $5,641/yr on $94,179 invested. Return on cash invested is 25.9% in year one, and rental yield stands at 8.85% on a $284,099 basis. Equity gained on principal adds $1,833/yr, and 5% annual appreciation accumulates to $78,491 by year five. Five-year ROI measures 134.39% and total cumulative return in cash reaches $126,564. For financing, Ziffy Mortgage’s DSCR program evaluates $2,095/mo property income against a $1,391/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35773, Toney, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,984 (100%) |
| Owner Occupied HU | 4,797 (80.2%) |
| Renter Occupied HU | 842 (14.1%) |
| Vacant Housing Units | 345 ( 5.8%) |
| Median Home Value | $288,999 |
| Average Home Value | $321,629 |
Housing Distribution
Address Breakdown
Residential
5,954
Single Family
5,954
Multi-Family
0
Businesses
171
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Nearby investment properties with comparable prices



Listed by: Kelly Rankey • Meritage Homes of Alabama
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21893265
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS








