3219 Birch RunAdrianMI49221
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3219 Birch Run, Adrian, MI, 49221 in Adrian speaks for itself: 12.69% gross on a $278,000 price, generating $2,940/mo in rent and $1,107/mo in net income after the $1,250/mo debt service. DSCR 2.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,281 stacks alongside $76,806 in projected five-year appreciation and $2,560/yr in principal reduction. Projected total cumulative return: $177,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 8.2% |
| Monthly Cash Flow | $1,107 | $450 |
City averages based on Adrian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,940 |
| Total Monthly Debt Service | $1,723 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
0.34 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
0.34 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices