3216 Oakleigh CirOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 3216 Oakleigh Cir, Ocean Springs, MS, 39564 in Ocean Springs offers a clean, manageable entry. Rental yield 6.6%. DSCR 1.22 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $161,873 in additional property value over five years, with $5,396/yr in principal equity building ownership stake. Total projected cumulative return: $188,050.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.5% |
| Monthly Cash Flow | $(539) | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,223 |
| Total Monthly Debt Service | $3,529 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.42 Acres lot
$N/A/sqft
$390 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.42 Acres lot
$N/A/sqft
$390 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sherri H Thornton • Coldwell Banker Alfonso Realty-Pascag
Mls Name: MLS United
Mls ID: #4117086
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.