3216 Donaldson LnPine BluffAR71602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3216 Donaldson Ln, Pine Bluff, AR, 71602 in Pine Bluff deserves attention. This $175,000 property earns $1,669/mo in rent, a 11.45% gross yield, and nets $617/mo after the $787/mo payment. DSCR 2.12 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $48,349 compounds alongside $1,612/yr in yearly equity build, for a total cumulative return of $105,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 7.0% |
| Monthly Cash Flow | $617 | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,669 |
| Total Monthly Debt Service | $982 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71602, White Hall, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,235 (100%) |
| Owner Occupied HU | 4,275 (59.1%) |
| Renter Occupied HU | 2,074 (28.7%) |
| Vacant Housing Units | 886 (12.2%) |
| Median Home Value | $171,678 |
| Average Home Value | $180,074 |
Housing Distribution
Address Breakdown
Residential
6,792
Single Family
6,505
Multi-Family
287
Businesses
495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71602, White Hall, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,235 (100%) |
| Owner Occupied HU | 4,275 (59.1%) |
| Renter Occupied HU | 2,074 (28.7%) |
| Vacant Housing Units | 886 (12.2%) |
| Median Home Value | $171,678 |
| Average Home Value | $180,074 |
Housing Distribution
Address Breakdown
Residential
6,792
Single Family
6,505
Multi-Family
287
Businesses
495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #26008966