321 W Jefferson StKosciuskoMS39090
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Kosciusko at 321 W Jefferson St, Kosciusko, MS, 39090 listed at $130,000 pairs $975/mo rent with a $636/mo payment to leave $180/mo cash flow. Total monthly income runs $975/mo, and annual cash flow reaches $2,157/yr on $43,095 cash to close. Return on cash invested measures 24.91% in year one, and rental yield registers 9% at a $130,000 basis. Equity gained on principal adds $839/yr, and annual property appreciation at 5% supports $35,917 by year five. Five-year ROI tracks 129.6% and total cumulative return in cash totals $55,851. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $975/mo property income relative to a $636/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2000
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39090, Kosciusko, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 3,508 (62.3%) |
| Renter Occupied HU | 1,356 (24.1%) |
| Vacant Housing Units | 765 (13.6%) |
| Median Home Value | $125,150 |
| Average Home Value | $159,065 |
Housing Distribution
Address Breakdown
Residential
5,256
Single Family
5,111
Multi-Family
145
Businesses
583
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Listed by: Lori Kyle • Adams Realty
Mls Name: My State MLS
Mls ID: #11339419