321 S Scott StSaint FrancisKS67756
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow321 S Scott St, Saint Francis, KS, 67756 in Saint Francis earns its strong cash-flow label: 18.73% yield, $2,282/mo rent, $1,260/mo net income, DSCR 3.47. The $146,200 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $40,392 by year five. Combined with $1,347/yr in principal paydown, total projected return reaches $137,084.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.7% | 6.5% |
| Monthly Cash Flow | $1,260 | $450 |
City averages based on Saint Francis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,282 |
| Total Monthly Debt Service | $964 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
8,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67756, Saint Francis, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,100 (100%) |
| Owner Occupied HU | 701 (63.7%) |
| Renter Occupied HU | 202 (18.4%) |
| Vacant Housing Units | 197 (17.9%) |
| Median Home Value | $145,640 |
| Average Home Value | $160,132 |
Housing Distribution
Address Breakdown
Residential
602
Single Family
592
Multi-Family
10
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
8,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67756, Saint Francis, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,100 (100%) |
| Owner Occupied HU | 701 (63.7%) |
| Renter Occupied HU | 202 (18.4%) |
| Vacant Housing Units | 197 (17.9%) |
| Median Home Value | $145,640 |
| Average Home Value | $160,132 |
Housing Distribution
Address Breakdown
Residential
602
Single Family
592
Multi-Family
10
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A