321 E Harvard StOrlandoFL32804
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 321 E Harvard St, Orlando, FL, 32804 in Orlando: $9,296/mo in rent, $4,950/mo net, 18.59% gross yield, all on a $599,999 acquisition. The 3.45 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $165,769 in value, and $5,526/yr in principal paydown steadily builds equity. Projected total cumulative return: $548,792.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.6% | 6.1% |
| Monthly Cash Flow | $4,950 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,296 |
| Total Monthly Debt Service | $4,107 |
| DSCR Ratio | 2.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32804, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,392 (100%) |
| Owner Occupied HU | 5,981 (57.6%) |
| Renter Occupied HU | 3,653 (35.2%) |
| Vacant Housing Units | 758 ( 7.3%) |
| Median Home Value | $641,815 |
| Average Home Value | $713,871 |
Housing Distribution
Address Breakdown
Residential
9,867
Single Family
8,164
Multi-Family
1,703
Businesses
1,511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32804, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,392 (100%) |
| Owner Occupied HU | 5,981 (57.6%) |
| Renter Occupied HU | 3,653 (35.2%) |
| Vacant Housing Units | 758 ( 7.3%) |
| Median Home Value | $641,815 |
| Average Home Value | $713,871 |
Housing Distribution
Address Breakdown
Residential
9,867
Single Family
8,164
Multi-Family
1,703
Businesses
1,511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices