321 Bainbridge Rd SWCamillaGA31730
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 321 Bainbridge Rd SW, Camilla, GA, 31730 in Camilla is a conservative rental investment at $449,900. Rental yield 6.69%. A 1.24 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $124,299; $4,144/yr in principal paydown supplements. Total projected return: $148,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.0% |
| Monthly Cash Flow | $(354) | $300 |
City averages based on Camilla market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,507 |
| Total Monthly Debt Service | $2,682 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31730, Camilla, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,118 (100%) |
| Owner Occupied HU | 2,312 (56.1%) |
| Renter Occupied HU | 1,421 (34.5%) |
| Vacant Housing Units | 385 ( 9.3%) |
| Median Home Value | $118,981 |
| Average Home Value | $240,763 |
Housing Distribution
Address Breakdown
Residential
3,559
Single Family
3,467
Multi-Family
92
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31730, Camilla, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,118 (100%) |
| Owner Occupied HU | 2,312 (56.1%) |
| Renter Occupied HU | 1,421 (34.5%) |
| Vacant Housing Units | 385 ( 9.3%) |
| Median Home Value | $118,981 |
| Average Home Value | $240,763 |
Housing Distribution
Address Breakdown
Residential
3,559
Single Family
3,467
Multi-Family
92
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices