3207 Violet CtLive OakCA95953
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3207 Violet Ct, Live Oak, CA, 95953 in Live Oak deserves attention. This $455,000 property earns $4,632/mo in rent, a 12.22% gross yield, and nets $1,817/mo after the $2,046/mo payment. DSCR 2.26 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $125,708 compounds alongside $4,191/yr in yearly equity build, for a total cumulative return of $289,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.0% |
| Monthly Cash Flow | $1,817 | $1,200 |
City averages based on Live Oak market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,632 |
| Total Monthly Debt Service | $2,634 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95953, Live Oak, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,885 (100%) |
| Owner Occupied HU | 2,437 (62.7%) |
| Renter Occupied HU | 1,282 (33.0%) |
| Vacant Housing Units | 166 ( 4.3%) |
| Median Home Value | $401,534 |
| Average Home Value | $450,676 |
Housing Distribution
Address Breakdown
Residential
3,781
Single Family
3,375
Multi-Family
406
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95953, Live Oak, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,885 (100%) |
| Owner Occupied HU | 2,437 (62.7%) |
| Renter Occupied HU | 1,282 (33.0%) |
| Vacant Housing Units | 166 ( 4.3%) |
| Median Home Value | $401,534 |
| Average Home Value | $450,676 |
Housing Distribution
Address Breakdown
Residential
3,781
Single Family
3,375
Multi-Family
406
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices