320 W Princess StYorkPA17401
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow320 W Princess St, York, PA, 17401 in York earns its strong cash-flow label: 18.02% yield, $1,951/mo rent, $1,024/mo net income, DSCR 3.34. The $129,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $35,889 by year five. Combined with $1,196/yr in principal paydown, total projected return reaches $115,700.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 6.8% |
| Monthly Cash Flow | $1,024 | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,951 |
| Total Monthly Debt Service | $876 |
| DSCR Ratio | 2.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1890
2,780 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17401, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,510 (100%) |
| Owner Occupied HU | 1,858 (21.8%) |
| Renter Occupied HU | 5,457 (64.1%) |
| Vacant Housing Units | 1,195 (14.0%) |
| Median Home Value | $84,129 |
| Average Home Value | $178,841 |
Housing Distribution
Address Breakdown
Residential
6,899
Single Family
5,815
Multi-Family
1,084
Businesses
687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1890
2,780 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17401, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,510 (100%) |
| Owner Occupied HU | 1,858 (21.8%) |
| Renter Occupied HU | 5,457 (64.1%) |
| Vacant Housing Units | 1,195 (14.0%) |
| Median Home Value | $84,129 |
| Average Home Value | $178,841 |
Housing Distribution
Address Breakdown
Residential
6,899
Single Family
5,815
Multi-Family
1,084
Businesses
687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices