320 Greystone RdYorkPA17402
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 320 Greystone Rd, York, PA, 17402 in York at $249,000 earns $1,823/mo in rent and nets $119/mo after the $1,120/mo payment, a 8.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $68,794 over five years. Ziffy Mortgage underwrites this on a 1.63 DSCR without U.S. credit history. With $2,293/yr in principal paydown, total projected return reaches $107,157.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.8% |
| Monthly Cash Flow | $119 | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $1,533 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
6,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
6,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelley Metzler • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #PAYK2086312