320 Gerald Dr, Lafayette, LA, 70503 | $192/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lafayette at 320 Gerald Dr, Lafayette, LA, 70503 offers a 9.28% rental yield on a $124,950 purchase with $966/mo rent. Total monthly income registers $966/mo, and a $612/mo payment leaves $192/mo available for distribution. Annual cash flow reaches $2,299/yr on $41,421 to close, and return on cash invested stands at 25.46% in year one. Equity gained on principal adds $806/yr while 5% annual appreciation supports $34,521 over five years. Portfolio math shows five-year ROI at 132.69% and total cumulative return in cash at $54,961. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $966/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in N/A

6,969 sqft lot

$N/A/sqft

No HOA