320 Deepcreek CtDanvilleCA94506
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 320 Deepcreek Ct, Danville, CA, 94506 in Danville. Rental yield 4.26%. At $1,798,000 with 4.26% gross yield, current distributions are modest, but the 5% appreciation rate projects $496,754 in new equity by year five, complemented by $16,560/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.79) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $376,672.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.5% |
| Monthly Cash Flow | $(4,741) | $250 |
City averages based on Danville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,382 |
| Total Monthly Debt Service | $10,407 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94506, Danville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,711 (100%) |
| Owner Occupied HU | 7,412 (85.1%) |
| Renter Occupied HU | 1,000 (11.5%) |
| Vacant Housing Units | 299 ( 3.4%) |
| Median Home Value | $1,809,193 |
| Average Home Value | $1,740,412 |
Housing Distribution
Address Breakdown
Residential
8,780
Single Family
8,372
Multi-Family
408
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94506, Danville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,711 (100%) |
| Owner Occupied HU | 7,412 (85.1%) |
| Renter Occupied HU | 1,000 (11.5%) |
| Vacant Housing Units | 299 ( 3.4%) |
| Median Home Value | $1,809,193 |
| Average Home Value | $1,740,412 |
Housing Distribution
Address Breakdown
Residential
8,780
Single Family
8,372
Multi-Family
408
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Keri O'Reilly • Engel & Volkers Danville
Mls Name: CCAR
Mls ID: #41111768