32 Heath Stage TerShelburne FallsMA01370
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Shelburne Falls rentals match the income profile of 32 Heath Stage Ter, Shelburne Falls, MA, 01370. Listed at $249,900, gross rent is $4,080/mo and net cash flow is $2,505/mo, a 19.59% yield well above national averages. DSCR 3.63 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $69,043 by year five with $2,302/yr in annual principal reduction, projecting $256,121 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 5.5% |
| Monthly Cash Flow | $2,505 | $350 |
City averages based on Shelburne Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,080 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 2.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01370, Shelburne Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,158 (100%) |
| Owner Occupied HU | 1,395 (64.6%) |
| Renter Occupied HU | 558 (25.9%) |
| Vacant Housing Units | 205 ( 9.5%) |
| Median Home Value | $399,890 |
| Average Home Value | $468,998 |
Housing Distribution
Address Breakdown
Residential
1,790
Single Family
1,719
Multi-Family
71
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01370, Shelburne Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,158 (100%) |
| Owner Occupied HU | 1,395 (64.6%) |
| Renter Occupied HU | 558 (25.9%) |
| Vacant Housing Units | 205 ( 9.5%) |
| Median Home Value | $399,890 |
| Average Home Value | $468,998 |
Housing Distribution
Address Breakdown
Residential
1,790
Single Family
1,719
Multi-Family
71
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices